The American housing market is broken in a way that no interest rate cut can fix.
Buyers can’t afford the monthly payments. Sellers won’t give up their 3% mortgages. Inventory is frozen. Prices stay irrational.
But while economists debate Fed policy, the White House is preparing a different playbook entirely – one that separates the home price from the payment and turns the mortgage itself into a tradable asset.
Here’s why we think housing could become one of 2026’s biggest under-the-radar trades.
This post originally appeared at InvestorPlace.